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Re-aged account


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While trying to dispute a debt with Equifax I was told that the last activity on the account was in 2000, but I haven't initiated any sort of activity and was told by the OC a few months ago that the last payment was in Sept 1997. Apparently someone has reaged the account to keep it on my CR. I know I need to be patient, but I am trying to refinance right now and GMAC is only offering a 7.37% rate with a 680 fico due to this account.

I want to call them up, but I'm not sure that'd be the best course of action. Anyone have any ideas? Where should I go from here?


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