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Old Charge offs on reports. If I settle them...


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I have a few charge offs on my report. All of them are 5-6 years old. If I settle them, will the time that they remain on my credit start over from the date that I settle, or will they still be removed from the date they first went delinquent? I thought that what I read in the book said that paying them off will not keep them on my report longer, but I want to be SURE, since most of them will be removed next year. Even so, I would still like to have them on there as paid (or try to have them removed with an offer to settle) instead of still owed. They are all small amounts, but there are a bunch of them.

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