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Question on Charged off accounts and Late Payments


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I recently pulled my 3 credit reports, and one of my entries shows 13 payments 90+ late, as recently a 9/2004.. but the account was closed/charged off in 2002.. Can the OC still make late payment entries into the credit report after the account is charged off/bad debt? I have not been making any payments on the account since 10/2001.

Jim

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Well.. they're saying its been more than 90 days late 13 times.. if you multiply 13*90 and do the math, you're better than 3 years behind !!

Its just stupid is what it is, dispute it, it can't be late once its charged-off and they probably don't even own it any more.

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