tammi Posted January 5, 2005 Report Share Posted January 5, 2005 I am in the process of rebuilding my credit. I have 2 mortgages (couple of lates early last year), a car loan (paid as agreed), 1 closed charge card (some lates last year), student loans (some lates in the past). I really have no revolving credit and would like to establish some. FAKO:CSC- 551EX - 565TU - 557Collection Accounts:CSC - 4 EX - 4TU - 3Charge Offs:TU - 1 Link to comment Share on other sites More sharing options...
c m chase Posted January 5, 2005 Report Share Posted January 5, 2005 If your ficos are close to your fakos, then it's kinda low to get a card right now. You may be able to get a secured card....or you could possibly get a First Premier card.I assume you're working on those collection accounts? Have you started that part of it yet? Those are what's holding your score back. Link to comment Share on other sites More sharing options...
tammi Posted January 5, 2005 Author Report Share Posted January 5, 2005 I am working on those collection accounts now. I actually have gotten 8 CO off Ex, 8 CO off TU, and 8 CO off CSC. The last time I checked my FICO scores my scores were:FICO 9/28/04 FAKO: 9/28/04CSC - 518 CSC - 523Exp - 526 Exp - 550TU - 571 TU - 542So a gas card would not be available to me either? Link to comment Share on other sites More sharing options...
Rezin Posted January 6, 2005 Report Share Posted January 6, 2005 Orchard........... www.orchardbank.com Link to comment Share on other sites More sharing options...
hollywoodkid Posted January 6, 2005 Report Share Posted January 6, 2005 You should wait,keep making payment on thing in 6 month your points maybe up some...If you can't try cap one,,my brother who had bad credit always late got 50.. not alot but it's a start.Forget that !!!!try a Secured card , just to rebuild yor credit,once they got faith in you the good ones will send to you. Link to comment Share on other sites More sharing options...
Recommended Posts