elsieb Posted January 5, 2005 Report Share Posted January 5, 2005 Bank One was formerly First USA a few years back. I have a valid Bank One charge off that appears on my credit report, but the First USA appears as a charge off even though its the same account number. So it appears as though I have two charge offs on my report! So far, I've sent certified mail to Experian requesting the removal of the First USA, but they keep investigating the validity of the charge off which is not what I am disputing. They wont remove. What recourse do I have here? Also, are there any key words to send another letter to get their attention. These two CO is keeping my score low. Link to comment Share on other sites More sharing options...
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