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Dunstone Financial - Dirtbags!!!


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Receved results from TU and EX.

Here's the problems I'm having on my reports:

Dunstone Financial - No change what so ever after disputes. These jerks placed this tradeline on my report while I was under my BK automatic stay.

Here's how their TL reads on EX:

Date Opened: 6/2004 (we filed for BK 6/10/04)

Reported Since: 9/2004

Date of Status: 11/2004

Last Reported: 11/2004

Type: Installment (????)

Terms: 1 Months (????)

Recent Balance: $0 as of 11/2004 (shouldn't this read as of 6/2004?)

Account History: Collection as of 11-2004, 9-2004?????? (BK filed 6/10/04, discharged 10/8/04)

Debt included in Chapter 7 Bankruptcy 11/9/04????? (Uh, no, file date 6/10/04).

TU's TL is even more inflamatory:

It says Open Account (Can't be open - should be IIB)

Factoring Company Account

Collection Record

>Chapter 7 Bankruptcy< (it does not show as included in BK like all of my other TU tradelines).

Placed 6/2004

Closed 10/2004 (yet above it shows open account)

Status as of 11/2004: Collection account (It can't be a collection account when it was included in my BK! This line should be reading IIB!)

I haven't DV'd them yet but was hoping to use the BK to get them to remove instead.

How many violations do I have and what does everyone recommend I do?

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