Anisah_H Posted January 11, 2005 Report Share Posted January 11, 2005 A creditor has called my dad in another state several times. Won't say who it is of course, just gives phone number, says "urgent". Has also done the same thing to a neighbor in my apartment building! I want to call them to get their address so I can send them a do not call letter (I won't tell them that though!). I don't have a home telephone, just a cell phone. Can they keep calling neighbors or my dad if I don't give them a phone number, even after I send the letter? Can I tell them I don't have a phone? Would I get in trouble about that? Thanks.Anisah Link to comment Share on other sites More sharing options...
miracle Posted January 11, 2005 Report Share Posted January 11, 2005 Send them a limited C&D telling them you will only correspond via mail. Send it CMRRR. If you give us the name of the creditor... someone here may know thier address. -Jenn Link to comment Share on other sites More sharing options...
Gryffindor Posted January 11, 2005 Report Share Posted January 11, 2005 If it's the original creditor, they can pretty much get away with anything. If it's a collection agency, then they have to follow the FDCPA. Link to comment Share on other sites More sharing options...
Anisah_H Posted January 11, 2005 Author Report Share Posted January 11, 2005 This is their number: (800) 884-0860. when I googled it, I found 2 posts on a board, not sure if it's this board one or not. From what the guy said to my dad, it's an attorney's office. I was going to call them when I can get out to a pay phone to get their address and find out what it was about.Do I need the account number when I send the letter?Thanks!Anisah Link to comment Share on other sites More sharing options...
miracle Posted January 11, 2005 Report Share Posted January 11, 2005 I would call them from a payphone and ask for their mailing address and how an account should be referenced (ie.. if name is acceptable or if you need acct number) If they say an account number is needed, ask them to look it up for you and then get off the phone. Send them a DV and a C&D. If it is a call from an attorney's office, it is a CA. They do have to follow the FDCPA. Link to comment Share on other sites More sharing options...
thechargerswokeup Posted January 12, 2005 Report Share Posted January 12, 2005 Ca are permitted by the FDCPA to call and neighbor and family member they can find to try to get a hold of you....They can not call each person more than once though unless they believe that person gave them false information (i.e. you Dad says he does not know you) or if they give permission for them to be called back.They can also continue to call your Father if you used his address when signing up for the acct....Like many college student do. Link to comment Share on other sites More sharing options...
LadynRed Posted January 12, 2005 Report Share Posted January 12, 2005 They can call ONCE for location information, anything after that amounts to harrassment of the 3rd party. The FTC also frowns very much on calling neighbors and relatives and using them as 'messengers' .. which is meant soley for the purpose of humiliating and embarrassing their targets ! Link to comment Share on other sites More sharing options...
Recommended Posts