mkr_00 Posted January 11, 2005 Report Share Posted January 11, 2005 I have an old collection from 1/99 and the CA is reporting it twice on my report. It is the same amount, same account #, but the agency number is different ( same nem though). Can they do that? What do I need to do to have one deleted?Thanks,Keith Link to comment Share on other sites More sharing options...
LadynRed Posted January 11, 2005 Report Share Posted January 11, 2005 You need to dispute it as a duplication - which is illegal, it amounts to file poisoning. Link to comment Share on other sites More sharing options...
wolfpup Posted January 11, 2005 Report Share Posted January 11, 2005 i had the same thing happen to me and when i disputed it as a duplicate, EQ came back with "This is not a duplicate acct. Companies generally OPEN two accounts for their customers". it was obvious that these accounts were duplicated. i have been trying to dispute it as not mine now. i have even DV'd teh CA to see if i can make sense of what is being reported and how many times. My own experience says be careful when disputing as duplicate. it didnt help me at all. good luck on yours! Link to comment Share on other sites More sharing options...
ViktorVaughn Posted January 12, 2005 Report Share Posted January 12, 2005 sometimes original creditors turn over duplicate accounts, which will result in double reporting (but if that were the case here, there would be 2 different account #s).other times, i talk to people who have the same account on their credit twice (i'm not quite sure how that happens when the collection agency only has one account. i've always assumed that it was an error on the credit bureau's end, since the account#s are duplicate).the reason why getting this cleared up can be tricky: when the credit bureau presents disputes to a CA (particularly electronically) that pertain to duplicate accounts, they never present both accounts together and say "here are these 2 accounts, are they duplicate?" instead, the collector get's one account that is disputed as duplicate, without knowledge of the other. since said collector can't really determine if it is a dup unless the credit bureau presents both accounts (especially when he/she sees there is only one account in the CA's system), that collector will end up saying the account is not a dup. it's something that needs to be worked out on the end of the credit bureau, and how they present certain types of disputes to collection agencies. Link to comment Share on other sites More sharing options...
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