shikamikamoomoo Posted January 11, 2005 Report Share Posted January 11, 2005 My boyfriend purchased a home w/ another person several years ago...long story short the home cost too much and was foreclosed, he then filed bankruptcy...Now when looking at his credit reports, none of them say that it was IIB, some say foreclosure and one even says that his past due balance is $16k....The BK was 3 years ago and he was under the impression that the house would only be listed as IIB, which bad as it is, he wouldn't show having 174k home in foreclosure and past due 16k. What are the guidelines on this and is this something that he should look into? We would like to buy a home in the next two years and now between the two of us we can't finance a computer ...Any advice would be welcome Link to comment Share on other sites More sharing options...
LadynRed Posted January 12, 2005 Report Share Posted January 12, 2005 Your BF needs to dispute the foreclosure and the home loan as 'included in bankrutpcy' .. NOT reaffirmed. It should be reported as a ZERO balance, ZERO due, and 'included in bankuptcy'.Time to start writing letters ! Link to comment Share on other sites More sharing options...
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