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Improve My Credit Score


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I have just receiced a letter from Wells Fargo wanting to refinance my current loan. I have a couple of questions.

1) Has any any dealings with Wells Fargo? is so how was it.

2) If I decide to try for the refinance and get approved will this have an effect on my credit score, if so how?

3) How can my scores change with in 2 weeks and I have not made any changes?


12/30 - 1/12/05

EQ= 550 EQ= 557

EX= 553 EX= 556

TU= 552 TU= 553

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