sdc2027 Posted January 15, 2005 Report Share Posted January 15, 2005 I had a providian card - I now have a CA that is collecting on it They are not listed on any cra report and neither is providian for that matter. I am going to DV them. Do you know if they have violated anything by going after a debt that is no longer on any report? They just called as well, so I will throw in the c&d line as well. Link to comment Share on other sites More sharing options...
c m chase Posted January 15, 2005 Report Share Posted January 15, 2005 No violations as of yet that I see.How many letters have you gotten? If just one...what do they say? What's DOLA on this account? Who's the CA? Link to comment Share on other sites More sharing options...
sdc2027 Posted January 15, 2005 Author Report Share Posted January 15, 2005 No violations as of yet that I see.How many letters have you gotten? If just one...what do they say? What's DOLA on this account? Who's the CA?I have gotten this one that I recall or held onto. It is an offer to settle at 50% of the 1600+ owed and they are to receive the funds by 1/25/05. Of course they called this morning too to see if I got the letter and if I was going to pay or if they needed to send it to the attorney.I have no way of knowing the DOLA since nothing shows on CRA info for the OC or this CA (central portfolio control, out of MN) I recall having a providian on one of my CRA's but it must have fallen off or been deleted. Link to comment Share on other sites More sharing options...
willingtocope Posted January 15, 2005 Report Share Posted January 15, 2005 Since Providian is not on your reports, you have no evidence that this is even your debt. I'd DV the heck out these people and make them prove its yours... Link to comment Share on other sites More sharing options...
biltmore Posted January 22, 2005 Report Share Posted January 22, 2005 I agree I would send them a DV all in capitol letters......and then in then at the end write "try the next fool". lol.Actually no dont go that far, but I certainly agree that wouldbe the best way to deal with the situation.Its so true there are so many debtors that will just PAY UP. (raising my hand) I was one of them.But after learning about debt validation..I am no longer. Link to comment Share on other sites More sharing options...
sdc2027 Posted March 8, 2005 Author Report Share Posted March 8, 2005 I DV'd them, they sent it down the hall to the attorney, I am dv'ing the attorney now- what a bunch of freeking greedy companies. Link to comment Share on other sites More sharing options...
DocDon Posted March 8, 2005 Report Share Posted March 8, 2005 Of course they called this morning too to see if I got the letter and if I was going to pay or if they needed to send it to the attorney.Now that's a violation. Link to comment Share on other sites More sharing options...
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