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Filing Suit against Trans Union and Equifax - Question

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I am planning on filing suit against Trans Union and Equifax, however I cannot find the violation to reference. I have demanded that an s-load of unauthorized inquiries be removed, however they will not remove them. Both companies report them as verified. None of the creditors that made the inquiries could provide me proof of this.

Please provide me some direction so I can go forward with bringing them to court, since this is my last option.



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  • 1 month later...

Send pp notices to the creditors that pulled your report. The new FACTA amendments require the furnisher to respond directly. Just send each furnisher that pulled a letter asking them to justify and prove they had your permission to pull your report.

After they ignore or respond (likely with no pp), send them another letter demanding removal of the inquiry and payment of $1000 for violating the FCRA.

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