ecordova863 Posted January 20, 2005 Report Share Posted January 20, 2005 HI! I am 11 days into my struggle, I disputed with all 3 credit reporting agencies on Jan. 9th. So far I've gotten 3 deletes off Equifax (all 3 medical), 2 deletes off Experian (both medical), and 5 deletes off Transunion (1 credit card, 1 old utility bill, 3 medical). All three updated my mortgages which were included in a 1999 bankruptcy to show that it was bankrupt instead of reporting it as a collection and late as of december 04 (that one really made me mad lol!). So far my scores went from Equifax 560Experian 547Transunion 547Now they are Equifax 560 (no change yet)Experian 551Transunion 553I had gotten a score of 509 from somewhere on Jan 9th but I cant seem to find that one anymore. I am happy off course for any deletes, and I hope to have more by the end of my 30 days. My question for everyone is this--I get my tax refund soon, and I was wanting to pay off anything that didn't get deleted. Is this rushing it as I still may get some more things deleted or can you really pay for deletes, and if you can pay for deletes, what if they say no they can't delete it when I call them?Thanks so much in advance! Link to comment Share on other sites More sharing options...
miracle Posted January 20, 2005 Report Share Posted January 20, 2005 Waahoo! That is awesome! You are on fire! Link to comment Share on other sites More sharing options...
bigdaddyroy Posted January 20, 2005 Report Share Posted January 20, 2005 Good Job! Keep up the great work. The fight has just begun. So be diligent and focus. Link to comment Share on other sites More sharing options...
wolfpup Posted January 20, 2005 Report Share Posted January 20, 2005 when you are ready to make the agreement to pay for delete, dont call to do it. do it in writing - you want their written response so if they dont live up to their end of the deal, you have proof.congrats on your deletes Link to comment Share on other sites More sharing options...
ecordova863 Posted January 20, 2005 Author Report Share Posted January 20, 2005 and not pay them until you get the fax?? I don't know if they do that or not I was just wondering. Link to comment Share on other sites More sharing options...
miracle Posted January 20, 2005 Report Share Posted January 20, 2005 ecordova.. I wouldn't reccomend calling the CA. As Roy said, do it all in writing so that you have proof if they don't hold up their end of the bargin. Never send money with out written documentation. Link to comment Share on other sites More sharing options...
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