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EX...remains...what do I do now?


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EX reported "remains" for one of my charge-off accounts

Do I now challenge their method of validation? Do I contact the OC (this is not a CA account)?

I was going to send the OC a letter asking the date of last payment (do garnishments count, because they garnished my tax refund in 2003?) to check on my SOL?

Then I was going to send a letter to the OC asking for verification of the account and if they cannot verify ALL of my info (not just DOLA) send to CBA and re-dispute.

Sound right....

I wanted to send a letter asking about DOLA before forcing them to validate info so that they will not file suit if the SOL is not up

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