broketreeman Posted January 21, 2005 Report Share Posted January 21, 2005 i just read that this person had an attorney tell them that if u had less than 150 dollars in the bank than an account caint go into judgement. could there be any truth to this? i wouldnt think so i wouldnt think the could check u bank account. Link to comment Share on other sites More sharing options...
DocDon Posted January 21, 2005 Report Share Posted January 21, 2005 Please post where you saw that on this site. Link to comment Share on other sites More sharing options...
ghacorp Posted January 21, 2005 Report Share Posted January 21, 2005 It's probably true. It would not be worth the levy for an account with an ADB of a hundred or two. There are no secrets! Asset searches reveal where you bank and how much you have. I believe it's a good idea to have as little exposure as possible if you're in default with creditors. That even includes not applying for any credit and driving a junk car during the period. It's a well known fact lawyers tend to go after those who can pay and those who cannot or successfully stay under the radar until they can be pursued no longer enjoy greater odds of walking away. Link to comment Share on other sites More sharing options...
broketreeman Posted January 21, 2005 Author Report Share Posted January 21, 2005 it wasnt actually on this site it was on another credit forum Link to comment Share on other sites More sharing options...
DocDon Posted January 21, 2005 Report Share Posted January 21, 2005 Ah. Well, if you don't show up to court because you have $150 in your account, you'll have a default judgment against you.If you do show up to court, and show that you're not able to pay, I'm not sure how that will stop the judge from granting judgment to the plaintiff. The judge probably isn't going to dismiss the case simply because you have $150 in your bank account. Link to comment Share on other sites More sharing options...
broketreeman Posted January 21, 2005 Author Report Share Posted January 21, 2005 ok so even if it is true and the judgements is a default judgement it wouldnt matter Link to comment Share on other sites More sharing options...
DocDon Posted January 21, 2005 Report Share Posted January 21, 2005 Well if you don't show up to court, you'll end up with a default judgment.I just can't see how having only $150 in a bank account would really mean anything even if you show up to court. In other words, you can just as easily keep $150 in a bank account on purpose...I would have to think that only insolvency (bankruptcy) would be absolute proof of an inability to pay.... Link to comment Share on other sites More sharing options...
ghacorp Posted January 21, 2005 Report Share Posted January 21, 2005 It doesn't appear the poster knew what he/she was asking. Judgments are awarded all of time against people without a dime in their pockets, however it is unusual to levy a bank account with less than a few hundred dollars. Link to comment Share on other sites More sharing options...
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