hjr213 Posted January 21, 2005 Report Share Posted January 21, 2005 As a result of a divorce the Capital 1 credit card account (joint & Secured) went into charge off as spouse refused to pay the debt. Capital one now has shown the original account as a charge off. They assigned a second account also showing a charge off two years later as an individual account with a new account number. I am trying to get this off my credit report and managed to have TU delete the Joint account but TU says they verified the second. Capital one also sold or transferred the account to a collection agency which is also showing up. As I am new to this credit repair effort any advice would be greatly appreciated. Link to comment Share on other sites More sharing options...
gprncss Posted January 21, 2005 Report Share Posted January 21, 2005 DV the CA,About the verified on TU, dispute something else in the account, like wrong date, wrong amount, incorrect charge-off etc.Also, they are tons of posts on here in the same boat, doing a search will answer a lot of questions and even prepare you for the next step Link to comment Share on other sites More sharing options...
hjr213 Posted January 22, 2005 Author Report Share Posted January 22, 2005 Thank you for the reply. I will follow your advice and attempt the DV of The CA. as well as disputing TU. Link to comment Share on other sites More sharing options...
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