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I need some advice please:

Asset Acceptance has changed some information on my Experian report as follows:

3/27/03 - They reported a collection for FNCB in the amount of $424; date opened 9/02 (which of course is not the right date). I disputed it with Experian and it came back verified.

3/25/04 - The account is now showing as a $0 balance and that the account is in dispute.

1/18/05 - The account is now showing an amount due of $542.

I'm planning on disputing this again with Experian, but I need to find out if what they have done is in violation of the FCRA or FDCPA. I want more ammunition this time to deal with Asset.

Thank you for your help!

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