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new to this already have credit reports,HELP


tiffanyb1120
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I already have my credit reports. I have some things on my credit that the date of last activity was over 3 years ago so does that mean since the SOL in my state is 3 years I can write the CRA's to remove them. Do any of you have any suggestons or helpful ideas. My credit score is a 444. :(

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