dfwgal Posted January 25, 2005 Report Share Posted January 25, 2005 Hi, I have a Capital One charge off in 1999 and I want to try to get it off my credit report. I have tried to dispute the account and it still remains. Should I try to negotiate a settlement or leave it alone? Also, will it reset the date of last activity if I contact the company? The original balance was 201 and now it shows 1221. Does anyone have any kind of experience with Capital One?Thanks! Link to comment Share on other sites More sharing options...
wunderwoman Posted January 25, 2005 Report Share Posted January 25, 2005 Since you've tried not mine, try to dispute "wrong amount". Are you disputing by letter or online or telephone? Link to comment Share on other sites More sharing options...
ladyblue65 Posted January 25, 2005 Report Share Posted January 25, 2005 I have the same problem with them I have two accounts and they charged off in 2001 the credit limit was 300.00 and 400.00 now the balances are $950.00 and 1500.00 and the amounts keep going up every month even though they are charged off. I have disputed the amounts. filed chapter 13 bankruptcy and they never showed up and now I do not know what to do put want 3 more years until it is removed. Hope you have better luck then me.Joyce Link to comment Share on other sites More sharing options...
michigangirl530 Posted February 6, 2005 Report Share Posted February 6, 2005 Hi, I have a Capital One charge off in 1999 and I want to try to get it off my credit report. I have tried to dispute the account and it still remains. Should I try to negotiate a settlement or leave it alone? Also, will it reset the date of last activity if I contact the company? The original balance was 201 and now it shows 1221. Does anyone have any kind of experience with Capital One?Thanks! i have one too that expire off next year i would just sit it out .. i have disputed many times and it came back verified. seems to me they do lots of consumers that way. two of my reports say that it expire off 05 and one says o6. im just going to leave it at this point its at a low point of affecting ur score. Link to comment Share on other sites More sharing options...
blrogs Posted February 12, 2005 Report Share Posted February 12, 2005 Ladies Cap one is famous for this type of false reporting, sit on this and let them continue to violate your rights, they will continue trust me ? then nail them. it will work in your favor. there reporting me from 1996 and in shall we say Deep ? but please wait on the pro,s to jump in, wanting to return the thanks a million!Still Learning! Link to comment Share on other sites More sharing options...
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