tae1971 Posted January 25, 2005 Report Share Posted January 25, 2005 If so what happened? I got a summons and they won't work with me as far as payments. What happens now? Link to comment Share on other sites More sharing options...
ladyblue65 Posted January 25, 2005 Report Share Posted January 25, 2005 Be very careful with these guys. Before My husband and I filed chapter 13 bankruptcy these guys (collection stated they were attroney's) and I set up payment plan with them and found out that all they were was collection.Find out who they are! Link to comment Share on other sites More sharing options...
LadynRed Posted January 25, 2005 Report Share Posted January 25, 2005 Sears has always played hardball and now that the credit card division is owned by Citibank, you get the double-whammy of 2 hard-nosed companies to deal with.What have you done as far as negotiating with them to date ??What state are you in ?How long has it been since you last paid Sears directly ? Link to comment Share on other sites More sharing options...
tae1971 Posted January 25, 2005 Author Report Share Posted January 25, 2005 well of course I send them what I could (the attorneys that took over account which is Fredrick Hanna & Associates) and then when I got the summons and told them what I could send a month, she said the amount is unacceptable and she'd note the file. I was very angry and just hung up on her. This debt is very old, probably over 7 years and I was young and stupid and let it get away from me but have been paying on it as much as I can. I'm just worried about what will happen next. I live in Georgia. Link to comment Share on other sites More sharing options...
booger69 Posted January 26, 2005 Report Share Posted January 26, 2005 When was your last payment? This debt may be out of statute. In GA (I live in GA also) 4 years is it, if they don't file suit within the 4 years they are SOL (pun intended). If you have made a payment in the last 4 years you may be out of luck with SOL defense. Link to comment Share on other sites More sharing options...
tae1971 Posted January 26, 2005 Author Report Share Posted January 26, 2005 I have been making payments on it but none since September 2004. I don't know what to do. Link to comment Share on other sites More sharing options...
Recommended Posts