hopeful Posted January 26, 2005 Report Share Posted January 26, 2005 When I dispute something with experian they have 30 days to dispute after the 30 days then they should let me know something about the dispute. Am I correct? I disputed something with them 2/04 and never heard anything back. A mortgage lender ran my credit report on 1/13/05 and the account that I disputed says account in dispute so I told them that they have to remove it. They said it was disputed in 12/04 which is a flat out lie!!! What should I do? I have it in dispute again as of yesterday. This account in fact wasn't mine it was suppose to be workmans comp. but some how got on my CR. I am so mad!! Equifax said it was disputed in 2/04 which I know is correct because I disputed it when I bought my car and realized it was on there. The amount due on the account is only $10 but it's the point of it that matters. Link to comment Share on other sites More sharing options...
wunderwoman Posted January 26, 2005 Report Share Posted January 26, 2005 How did you dispute? Did you send a letter CMRRR? If you don't have proof, there's nothing you can do. If you have a copy of the letter, and when they received it, then you can get them on a violation. Link to comment Share on other sites More sharing options...
hopeful Posted January 26, 2005 Author Report Share Posted January 26, 2005 I disputed it online the first time I called Link to comment Share on other sites More sharing options...
wunderwoman Posted January 26, 2005 Report Share Posted January 26, 2005 When you really want action taken on a dispute, you need to dispute it in writing, and have them to sign for it. You have no proof that the call didn't occur in December. If I were you'd I'd send in a CMRRR letter just to back myself up. Link to comment Share on other sites More sharing options...
Recommended Posts