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Working on pay to removes...min pymnts rprt late.....stop?


canyouhelp?
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I am currently being offered settlements on 2 accounts which i want to be responsible and clean up, only problem is the CA and OC's dont want to give me a pay to remove settlement. Right now i am currently sending payments to them every month always on time, electronically in fact, i just found out though the payment amounts they gave me are not enough to keep me from being reported late......decietful a$$'s My question is shoudl i stop those payments to get there attention and try to get my settlement? Im sure they will gladly take the monthly payments for ever if i let them. Thanks for the help all!!!!

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If the payments are going to the CA...STOP. Chances are these aren't even being applied to your account. Are both on you CRs? Is either balance going down at all?

Who is the OC and who is the CA? Has the account been "charged off"?

Lots of questions, I know, but CA are notorious for taking advantage of people that don't know their rights...but who want to do the "responsible" thing. Truth is, there's almost never a good reason for paying a CA.

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