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Authorized user question


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If I am added as an authorized user/ joint account holder, does the TL include the entire history of the account or just the time that I have been on the account. Is there anything I need to do to make sure it is reported correctly. The bank told me when I was added that it would be reported to all three agencies.

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I believe that it should report the whole history of the account which is why you wanna make sure that the account has been in good standing, paid on time, etc...

I would guess that it will take a month or two, but it should report if the bank says it does :)

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