truckinusa Posted January 31, 2005 Report Share Posted January 31, 2005 I was disputing this as being paid and now it shows up like this. Is this effecting my score? It looks to me like its current now. I paid this around 4 years ago. Shouldn't it show a date in the past?EDUC EMP CU Account No.: ********** Type: Credit Card Payment: Date Opened: 03/01/1994 Balance: $0 Terms: Date Reported: 01/27/2005 High Balance: $2282 Limit: $2000 Past Due: $0 Condition: Closed (Paid) Responsibility: Individual Status: Collection/Chargeoff Remarks: Charged off as bad debtProfit and loss write-offTwo Year Payment History: None Reported Seven Year Payment History: 30 Days Late: 60 Days Late: 90 Days Late: Link to comment Share on other sites More sharing options...
DocPC Posted January 31, 2005 Report Share Posted January 31, 2005 The last 2 entries are screwin' ya good. Link to comment Share on other sites More sharing options...
truckinusa Posted January 31, 2005 Author Report Share Posted January 31, 2005 just wondering if you have any suggestions on what I can or should try? Link to comment Share on other sites More sharing options...
DocPC Posted January 31, 2005 Report Share Posted January 31, 2005 Try never late, paid before collections. Link to comment Share on other sites More sharing options...
truckinusa Posted January 31, 2005 Author Report Share Posted January 31, 2005 So I am basically SOL? Link to comment Share on other sites More sharing options...
miracle Posted January 31, 2005 Report Share Posted January 31, 2005 No.. you should dispute it, as DocPC said... as never late or paid before collections. Link to comment Share on other sites More sharing options...
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