Kodiak570 Posted February 1, 2005 Report Share Posted February 1, 2005 These people are completely clueless:Timeline goes like this:12/04 - pulled my reports (3 in one and started diputing) Noticed NCO, drafted DV letters. 1/3/05 - sent out DV/C&D letter #1 to NCO (was a newb - still am a newb) and the letter had incomplete account information on it1/19/05 - received letter from "Correspondance Analyst" basically asking me to validate my own debt1/20/05 - sent out non-compliance / PP letter for a inquiry I noticed on a newer copy of reports. (asked for 1k by 3/01)2/01 - received their "computer printout" saying you owe XXXX, here is your account number, mini miranda, etc. So is it time to knuckle up and send them an ITS letter? I think if I counted correctly, I have them on four federal counts alone, not counting the TX FDCPA. Or should I wait until the 30 day mark (ends 02/11) and send them a second DV letter, let them keep reporting and go from there. (ITS after another 15 days)Any and all help/comments would be appreciated.Kodiak Link to comment Share on other sites More sharing options...
DocPC Posted February 2, 2005 Report Share Posted February 2, 2005 If it was me, I would already be in discovery... Link to comment Share on other sites More sharing options...
Kodiak570 Posted February 2, 2005 Author Report Share Posted February 2, 2005 Thanks for the assurance Doc. The only reservations I have are:1.) Newbie and court seems a wee-bit intimidating, so I'm trying to read as much as possible on TX and federal procedures, because I think I want to go to federal court.2.) I worry about the dates. I know I have rights after I pull my credit reports and find something and dispute it. I just want to make sure I have dotted my i's and crossed my t's, I guess.Thanks for the input though! Link to comment Share on other sites More sharing options...
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