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I skipped the debt cons. loan and went straight for the Visa Gold to cons. mainly because the interest rate for that is at 8.9%...I asked for limit of $12,000 and got it, no problem. Was able to transfer all my existing debt onto it.

They do require that you become a member, AFTER you are approved, or you can join and then apply.

They may also have other stipulations that will be disclosed upon approval. Some people have em..some dont.

Good luck. :D

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