Birdnest Posted February 3, 2005 Report Share Posted February 3, 2005 We bought a home 18 months ago and renewed the home warranty after the first year. Recently, my husband caulked some open spaces in the pantry by our side door. He noticed a wire stuck in a groove (out of mormal view) in the wall with open wires exposed. We had an electrician look at this and he said it was a live wire and a fire hazard. When he asked our warranty company to repair it, they said no because the wire was not up to code. We called our insurance company, but they said such a repair isn't covered. We paid $320 dollars to have a professional inspection of our home before buying it. Nothing in the inspector's report mentions this problem. We don't know if we have any legal rights. My husband disbility keeps him from working and the estimated $600 repair bill is tough for us to swallow. We are now concerned that other wires in our home, built in 1949, might not be up to code. I'm sick with worry. Link to comment Share on other sites More sharing options...
calawyer Posted February 4, 2005 Report Share Posted February 4, 2005 I would try again with the warranty company. First, if your broker or real estate agent insisted upon the policy, ask them for help. If that doesn't work, write the warranty co. a letter and "tender" the claim to them. Tell them if they deny the claim for any reason, you demand to have a copy of the policy and a citiation to the exact policy language they rely on in denying coverage.You also may have rights against the seller. That will depend on your state's laws and the language of your contract and any disclosures the seller made to you.Good Luck. Link to comment Share on other sites More sharing options...
DocPC Posted February 4, 2005 Report Share Posted February 4, 2005 The home inspector is liable as well.At least here he is. Link to comment Share on other sites More sharing options...
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