mzjazzyazz Posted February 4, 2005 Report Share Posted February 4, 2005 Some may remember me posting about Dell refusing to settle with me on the balance of my computer and they referred the balance to a CA. Well I was reviewing my BK papers and low and behold, I listed American Investment Bank as the creditor for my computer. They provide the financing for my Dell computer. Their name was on my contract with Dell (that I threw away...grrrrrrrr)I called Dell up and they told me that CITI does the financing for all of their computers and they never heard of American Investment Bank. I knew that was a lie. I faxed to Dell and American Investment Bank an intent to sue letter for violating the federal bankruptcy laws by attempting to collect on an account that was discharged in bankruptcy. I faxed them a copy of the page of my bankruptcy with American Investbank on it, and the original balance and everything reflects what was reporting as charged off on my reports, account number and all. Oh, and I faxed the CA a copy too. I get a letter in the mail from American Investment Bank saying they did provide financing for Dell, but no longer do, and my letter was forwarded to some exec at Dell, etc. (trying to cover their butts basically)I havent heard from Dell, but lets just say as I have been disputing my Dell account as iib, it has been updated to iib. Liars! Link to comment Share on other sites More sharing options...
DocDon Posted February 4, 2005 Report Share Posted February 4, 2005 Imagine that.....Weren't YOU the one that was wrong for not paying Dell...??? Am I remembering the original post the right way?Good for you! I hope you rake them over the coals for putting you through this. Link to comment Share on other sites More sharing options...
mzjazzyazz Posted February 4, 2005 Author Report Share Posted February 4, 2005 Yes Doc that was me. It wasnt that I didnt want to pay them. The CA sent me a letter saying they would settle and then when I called to settle, the CA said Dell didnt want to settle. Link to comment Share on other sites More sharing options...
DocDon Posted February 4, 2005 Report Share Posted February 4, 2005 I was being facetious... I remember you being accused of being a deadbeat for not paying Dell. Some people. Link to comment Share on other sites More sharing options...
c m chase Posted February 4, 2005 Report Share Posted February 4, 2005 Viktor! Link to comment Share on other sites More sharing options...
mzjazzyazz Posted February 4, 2005 Author Report Share Posted February 4, 2005 lol, yeah I remember quite well. I was a loser for not paying them. hmmmmmm. I wonder what adjective I can come up with for them trying to extort money from me for an account included in my bankruptcy. lol Link to comment Share on other sites More sharing options...
miracle Posted February 6, 2005 Report Share Posted February 6, 2005 Good for you! Way to follow up and pay attention to detail! You are doing great! Link to comment Share on other sites More sharing options...
mzjazzyazz Posted February 22, 2005 Author Report Share Posted February 22, 2005 Dell has responded to all of my disputes and now all 3 reports say IIB. Now, should I go after Oxford for trying to collect on a debt included in bankruptcy or just send them and ITS letter for pulling 2 of my credit reports? Link to comment Share on other sites More sharing options...
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