neilj2005 Posted February 10, 2005 Report Share Posted February 10, 2005 So get this I offered over the phone a lower payment with full deletion. It was drafted up faxed to me I signed it and fax it back.If we receive 1300. by 2/7/2005 we will consider this debt paid in full and will be removed from your credit reports. Then they wanted the rest of the money, I said no way I have an agreement in writing from you with the offer that I paid.Then later that same day they called my employer and told him that they where going to serve me papers at work, because I refused to pay a debt.Help Please.. Link to comment Share on other sites More sharing options...
c m chase Posted February 10, 2005 Report Share Posted February 10, 2005 Ooooooh....let them sue you!! You have one hell of a counterclaim. Not only the trying to break the contract you have, but also telling a third party you owe a debt!!Good lord, I wish it was that easy for everyone. Link to comment Share on other sites More sharing options...
neilj2005 Posted February 10, 2005 Author Report Share Posted February 10, 2005 So should I set my claim up first or wait until they sue me. I'm tring to purchase a new home Link to comment Share on other sites More sharing options...
CRDTNogood Posted February 10, 2005 Report Share Posted February 10, 2005 Is it off your credit report yet? Post the terms of the contract here for us. Link to comment Share on other sites More sharing options...
neilj2005 Posted February 10, 2005 Author Report Share Posted February 10, 2005 NO it is not the terms are as follows:If we receive the sum of 1300 by 2/8/2005 we will consider this debt paid in full and will remove this debt from your credit report. Link to comment Share on other sites More sharing options...
CRDTNogood Posted February 10, 2005 Report Share Posted February 10, 2005 Check with an attorney, but it sounds like they BREACHED their contract with you... I'd have to see ALL of it, governing laws clause, parties, time for performance, etc. Post the entire thing for the experts on this board. Link to comment Share on other sites More sharing options...
DocPC Posted February 10, 2005 Report Share Posted February 10, 2005 Did they get the money on or before 2/8? Link to comment Share on other sites More sharing options...
c m chase Posted February 10, 2005 Report Share Posted February 10, 2005 And do you have proof they got the money? Link to comment Share on other sites More sharing options...
neilj2005 Posted February 11, 2005 Author Report Share Posted February 11, 2005 This is what they did the agreement that I signed stated that they would debit my acct on 2/4 and 2/7 with the total being paid by 2/8. What they did was debit the first one on 2/8. Which is where I'm stuck I think. After I spoke with them (Allied Coll). When I found out that they lied to me I cnaceled by debit card so that they cound not charge whatever they wanted. Seeing that they had already broke the contract that we had... Link to comment Share on other sites More sharing options...
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