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new here have a few ?'s


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Hi, i just found this forum searching for some help fixing my credit history.

My husband and I are in the process of trying to buy a house. He is navy and has to go overseas for 2 yrs alone. We thought it best if I moved close to my family while he was gone to help with the kids.

After trying to get a home loan through his insurance (usaa) he was told that my credit had some things in collections and was turned down becuase of it.

This is my 2nd marriage and I was never allowed anything to do with the money before , with my frst marriage. We didnt even pull my credit report to look at it until this happened.

There are several things on my credit report that happened while i was seperated from my ex husband, that I knew nothing about. i have started to go through the process of writing letters to the creditors and to the agencys(only shown on experian and transunion- not on equifax) I don't even have account numbers for these items, and some don't even have addresses for the place of business. Almost all of these are from 1994-1998.

Can anyone give me any advice on what else to do to help fix these things on my credit report. Im afraid it has ruined our chance of getting a house, as we were supposed to be moving in june.

I appreciate any help any can give.



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