sisflomi 10 Posted July 12, 2003 Report Share Posted July 12, 2003 CHEXSYSTEMS ChexSystems12005 FORD RD SUITE 600 DALLAS TX 75234800-428-9623~602-659-2197CSC CREDIT SERVICE CSCP.O. BOX 981222EL PASO, TX 79998-1222EQUIFAX WWW.EQUIFAX.COMPO BOX 105873 ATLANTA GA 30348866-429-2824~888-532-0179~800-685-1111888-345-9399~888-677-5577~800-882-0648 FAX 888-729-0083EXPERIAN WWW.EXPERIAN.COMPO BOX 9595 ALLEN TX 75013888-972-5722~800-583-4080~800-831-5614800-311-4769~800-322-3162~972-390-3838 INNOVIS WWW.INNOVIS.COM950 THREADNEEDLE SUITE 200 HOUSTON TX 77079-2903877-466-6847~281-589-1190~281-504-2600~800-457-0247FAX 877-261-7721 TELETRACK WWW.TELETRACK.COM155 TECHNOLOGY PKWY SUITE 800 NORCROSS GA 30092 877-309-5226 ~ 877-309-5226 ~ 770-449-8809800-729-6981~770-449-6647 TRANSUNION WWW.TRANSUNION.COMPO BOX 2000 CHESTER PA 19022-2000800-851-2674~800-888-4213~800-916-8800610-690-4990~800-680-7289~714-447-6032714-447-6037~610-546-4605 FAX 714-447-6027DISPUTE ONLINE CSCCSCExperian Dispute ExperianEquifax Dispute https://www.econsumer.equifax.com/consumer/forward.ehtml?forward=investigationTransUnion Dispute http://www.transunion.com/content/page.jsp?id=/personalsolutions/general/data/DisputeCreditReport.xmlVarious Places to Pull Your Reports From or To Monitor Your Reports(The scores you will see with most of these reports won’t be your true FICO score. Same with Experian, the scores Experian shows you are not true FICO scores. Your true FICO score could be higher/lower than the scores you will see here) the only place you can buy a true fico score is at www.myfico.com or at equifax.com. If it does not say FairIssac score then you will know that it is not a FICO and can’t be depended on to obtain credit.MYFICO = TransUnion & Equifax & ExperainThis site has true FICO scores; you can buy single reports, or 3n1 reports. It also offers a homebuyers mortgage, it tells you what the lenders will see and what you can do to improve your scores for homeownership. If you use the code REP110 you can get a 10% discount.http://www.myfico.comWorthkowing = TransUnion ReportThis site has been known to have a lot of problems. If you can get them to pull your report it is free. You can go to my account after viewing your report and delete your account and start over a few times a day if you want. The only thing this site is good for would be what is called b.u.m.p.a.g.e. It clogs up your soft inquiries on TransUnion and that helps to b.u.m.p. hard inquiries off of your TransUnion report. Might work or it might not? Be cautious with b.u.m.p.a.g.e. as it could cause a split file. A spilt file will be heck to fix. When you have so much on your reports, it could cause you to end up with two or three seperate reports and FICO scores. www.worthknowing.comPrivacyguard = Equifax, TransUnion & ExperianThis is a good site if you just want to keep track of your reports and disputes you may have going on. The three month trial costs $1.00 and you can get a fresh report each day. You can cancel and sign up again if you use a different credit card. The score is not true fico. You may notice that there are some things missing from this 3n1 that is on your report from the three main bureaus. This is pretty normal and there is nothing you can do to fix this. Using pg also contributes towards b.u.m.p.a.g.e. for both TU and EQU. There is no one who has had success with b.u.m.p.a.g.e. on Experian at all. www.privacyguard.comIf you are just starting out, you will want to contact each bureau directly for your first reports. It will have all of the info that you need to get started. Sometimes you can get a report for free, check the sites and it will tell you if you qualify for a free report. You can not call the credit bureaus to dispute or check on information if you do not have a current report with a file number directly from them. Quote Link to post Share on other sites
sisflomi 10 Posted July 12, 2003 Author Report Share Posted July 12, 2003 EXPERIAN NUMBERS800-583-4080 Working 8/03888-397-3722888-397-3742 MI & MN Working 8/03888-972-5722 Working 8/03214-390-3914 Disconnected214-390-3561 Disconnected214-390-3569 Disconnected714-385-7521 Disconnected714-385-7331 Disconnected714-830-7000 CA Working 8/03 LIVE PERSON ANSWERS918-455-0800 OK Mark Gray Phone Lists Working 8/03952-854-2318 MN Candy Carlton Working 8/03972-390-4060 TX Experian Invalid ExtensionVOICE MAIL 972-390-3814 TX Working 8/03EXT 4000 Information RequestSUPERVISORS 972-390-4100 Order Reports Working 8/03 972-390-4101 CSS Test Development 972-390-4102 Mrs. Trevino Special Services Working 8/03972-390-4103 Robin Crusin Working 8/03972-390-4105 Tia Coot Working 8/03972-390-4108 Specialized General Maintenance Line Working 8/03972-390-4109 Kyra Williams Special Services working 8/03972-390-3046 JOHN RORGE Working 8/03972-390-3816 ANDREA GREEN Working 8/03972-390-4011 BETH BLANOCK CONS AFF SPECIAL SER Working 8/03972-390-4068 TOTAL RECALL Working 8/03972-390-4087 BETHANY Hismith SUPER OF CUSTOMER RELATIONS 972-390-4088 KEN 972-390-4121 ANNETTA WALKER 972-390-4122 LEAD VIP TEAM 972-390-4123 ELIZABETH 972-390-4124 LISA WALLACE 972-390-4126 PAUL SUPERVISOR OF THE TOP GUN TEAM 972-390-4127 GREG MCGOWAN 972-390-4128 CHE 972-390-4130 CARLA BLAIR SUPERVISOR SPECIAL SERVICES 972-390-4131 KERRI IDEE SUPERVISOR 972-390-3000 972-390-3569 972-390-3811 No Answer972-390-3942 Anna Walters Learning Center972-390-3974 Michelle Moonahan SecurityFAX NUMBERS 407-551-1955 FL Working 8/03 513-831-5693 Cincinnati Working 8/03714-830-2449 Working 8-08-03972-390-3809 Working 8-8-03 972-390-3838 Working 8-8-03 972-390-3850 BusyEmailcarrie.higginbotham@experian.comTRANSUNION 800-680-7289 800-888-4213 800-916-8800610-546-4600 PA 610-546-4601 THRU 4699 610-546-4612, 4618 CONSUMER WINDOW 610-546-4613 HUMAN RESOURCES 610-546-4614 LORI TAMARABUS HR 610-546-4617 BONNIE SAUNDERS HR 800-680-7289 TU FRAUD DEPT Fax Numbers 205-980-6590 Birmingham248-324-3062 MI 312-347-5770 Chicago312-466-7986 Eric Rosenburg318-478-1295 Louisiana440-779-2388 OH502-327-5460 KY610-546-4601 610-546-4602 610-546-4603 610-546-4605 This number has been discontinued610-546-4606610-546-4693610-546-4758610 546 4765 Supervisor610-690-3294612-639-0705 Being checked for trouble Mr. Jeff Lahay, Vice-President 651-639-0705 Minnesota Working 8/03704-527-7096 Charlotte714-447-6027 Consumer Relations West 714-447-6032 ATTENTION: CONSUMER RELATIONS 714-830-2449 716-626-1795 718-897-3094 NY775-352-7405 NV781-246-7822 MA801-266-5651 Salt Lake Joni Tolentino Dennis Littlejohn Garve Walker804-747-5416 Richmond901-684-5577 TNEmaildrichman@transunion.comscraig@transunion.comerosenb@transunion.comEQUIFAX 800-525-6285 Fraud Department800-685-1111 Order Report Working 8/03888-873-5392800-846-5279FAX NUMBERS 225-293-9336 Louisiana 281-878-1974 Working 8/03432-570-9307 Midland, TX678-795-7798 Working 8/03678-795-7954 Consumer Affairs dept Working 8/03678-795-7798 Consumer Affairs770-375-2744 AZ 858-565-4328 San Diego888-664-4535 888-729-0083 866-233-3777 866-838-1016 ATTN: FAX TEAM 866-838-1017 EmailVeronica.Jones@equifax.com 404-745-7870Robin.Holland@equifax.comBob.Cutrone@equifax.comVicki.Banks@equifax.comCSC 888-501-6254 FAX NUMBERS 281-878-1974 407-551-1955 Quote Link to post Share on other sites
c m chase 252 Posted March 3, 2004 Report Share Posted March 3, 2004 CSC Consumer Assistance Center:1-888-291-7672It allows you to pick which real person you want to talk to. Also: ygholar@csc.com Quote Link to post Share on other sites
Anonymous 10 Posted March 12, 2004 Report Share Posted March 12, 2004 Here are some more e-mail addresses for experian that I was able to find:Credit Manager members: customerservice@creditexpert.comScorecard customers: scorecardcustomerservice@experian.com Privacy concerns: privacy@experian.com For Canadian residents: lorraine.browne@experian-scorex.ca Quote Link to post Share on other sites
Ripped Off 10 Posted March 30, 2004 Report Share Posted March 30, 2004 I sent a crr letter to experian at this address and it came back to me as undeliverable.EXPERIAN PO BOX 9595 ALLEN TX 75013 Checked their web site and came up with this:Experian has offices in 18 countries around the globe. In North America our two primary offices are:Experian475 Anton Blvd.Costa Mesa, CA 92626714 830 7000MapQuest linkExperian955 American LaneSchaumburg, IL 60173847 517 5600MapQuest link Quote Link to post Share on other sites
c m chase 252 Posted April 16, 2004 Report Share Posted April 16, 2004 The email listed aren't for disputing normal stuff....I would assume only use those emails if you have a complaint or if TU isn't doing their job and you've given them a chance to redeem themselves via normal routes.If everyone just started sending disputes to these people, they'd change their emails and no one would be able to reach them.I think that'd be like someone coming up to them on the street and handing them a dispute. It's not their department, you didn't dispute through necessary means and they shouldn't be held responsible for getting your stuff in. IMO.Call and check the status. If the guy didn't forward it to the right place (don't even know if he CAN do that, though I doubt he has to) and a dispute isn't registering, start one online (website) or through mail. Quote Link to post Share on other sites
CstmDznR 10 Posted April 29, 2004 Report Share Posted April 29, 2004 The fax number under Trans Union that says "ATTENTION: CUSTOMER RELATIONS" is disconnected as of 4/29/04. I called and got the message. Quote Link to post Share on other sites
Waxworks 10 Posted May 17, 2004 Report Share Posted May 17, 2004 :::::Edited::::EQUIFAX NUMBERSVeronica.Jones@equifax.com 404-745-7870::::Changed to 1-678-795-7810:::: as of 5-14-2004 Quote Link to post Share on other sites
Twinkie 10 Posted June 23, 2004 Report Share Posted June 23, 2004 If you have a Fraud Alert and your file is handled by CSC you have to call the fraud dept. Their number is 800-272-9281. Quote Link to post Share on other sites
sdc2027 10 Posted November 18, 2004 Report Share Posted November 18, 2004 need to update phone #'sEQ- 1866 4292824 -busy 1-888 5320179- out of orderEX- 1-888 972 5722- no answer 1-800 583 4080-wrong numberTU- 1-800-851-2674 - non working Quote Link to post Share on other sites
DocDon 388 Posted February 10, 2005 Report Share Posted February 10, 2005 Trans Union:http://www.transunion.com/content/page.jsp?id=/personalsolutions/general/data/DisputeCreditReport.xmlTransUnion Consumer SolutionsP.O. Box 2000Chester, PA 19022-2000Experian:http://www.experian.com/disputes/index.htmlNote from EX: "Experian's National Consumer Assistance Center does not recognize faxing as a secure means for transmitting confidential consumer identification information. Therefore, we do not accept consumer correspondence that is faxed to any Experian office. Faxed documents are not processed."Experian NCAC Po Box 9701 Allen, TX 75013 Equifax:https://www.econsumer.equifax.com/consumer/sitepage.ehtml?forward=online_disputeEquifax Information Services LLCP.O. Box 740256Atlanta, GA 30374 Quote Link to post Share on other sites
DocDon 388 Posted February 14, 2005 Report Share Posted February 14, 2005 DocDon Experian told me today that if you send DV letter to Texas address that they sometimes don't get it and some of them get shredded. They said to use the this address 2500 Maitland Cenper Parkway suite # 230 Maitland,Fl. 32751. I don't know how true this is or if it's one of their tricks but it made me really MAD since my disputes are suppose to be over on the Feb. 24th. 2005Like CSC for EQ, Maitland handles Florida for EX.Also, you don't send DV letters to the CRA's.Maitland Data ServicesAttn. Consumer Assistance2500 Maitland Center Parkway Suite 230Maitland, FL 32751800-749-7576 Quote Link to post Share on other sites
hendu 376 Posted February 17, 2005 Report Share Posted February 17, 2005 I hate Experian too CM! Why do you hate them? My beef with them is non-investigations and the dreaded "previously investigated!" Anyway here's another dispute site we have to use here in my area......Equifax doesn't take our disputes....https://www.csccredit.com/cac/disputes.nsf Quote Link to post Share on other sites
JHAINS 10 Posted February 24, 2005 Report Share Posted February 24, 2005 These were from a November 17 2004 reportExperianPO Box 9600Allen, TX 75013Equifax Credit Information ServicePO Box 740241Atlanta, GA 30374-0241Transunion2 Baldwin PlacePO Box 1000Chester, PA 19022 Quote Link to post Share on other sites
mom23 10 Posted February 25, 2005 Report Share Posted February 25, 2005 Has anyone ever realy talked to a person from CSC??I have had a heck of a time with these people. I recieved a CR from Equifax and when I tried to disput it was sent to CSC. I posted a dispute but got no confirmation of it.Tried to call the # it lists on the site and it is just an automated info line.(800-392-7816)Called the # listed a few posts up ( 888-291-7672) and cant seem to get a person to answer. and when I stay on hold it holds for a few min then hangs up. Quote Link to post Share on other sites
Ashley1 10 Posted March 8, 2005 Report Share Posted March 8, 2005 The credit reporting agencies swap out numbers all the time, like one week one will work and the next week it is a different number.Also know that Equifax and Experian have shut down accepting faxed disputes, TransUnion might be the last yet accepting them.CSC Credit Services, CSC Credit ServicesAttention: Consumer AssistanceP.O. Box 981221El Paso, TX 79998-1221(800) 759-5979www.csccredit.comhttp://www.csc.com/solutions/creditservices/Found that number at their web site, might give that a try. Quote Link to post Share on other sites
jack_a 15 Posted March 14, 2005 Report Share Posted March 14, 2005 I just wanted to add that the 972-390-3838 fax number for Experian goes to a department called "Profile Maintenence". Cingular and AT&T have both faxed letters to them on my behalf with that listed. Quote Link to post Share on other sites
Guest Posted March 30, 2005 Report Share Posted March 30, 2005 Ok folksThis straight from CSC.. A number to reach a real person1-888-700-3183 Quote Link to post Share on other sites
hendu 376 Posted March 31, 2005 Report Share Posted March 31, 2005 YES!! The number is: (888)700-3183Has anyone ever realy talked to a person from CSC??I have had a heck of a time with these people. I recieved a CR from Equifax and when I tried to disput it was sent to CSC. I posted a dispute but got no confirmation of it.Tried to call the # it lists on the site and it is just an automated info line.(800-392-7816)Called the # listed a few posts up ( 888-291-7672) and cant seem to get a person to answer. and when I stay on hold it holds for a few min then hangs up. Quote Link to post Share on other sites
hendu 376 Posted March 31, 2005 Report Share Posted March 31, 2005 New number for Equifax: (888)207-2854 Quote Link to post Share on other sites
workinninetofive 11 Posted May 9, 2005 Report Share Posted May 9, 2005 Andrea Green with EX has been disconnected. Quote Link to post Share on other sites
jasen 670 Posted May 13, 2005 Report Share Posted May 13, 2005 I had Experian's address as being PO BOX 9556, Allen, TX. As opposed to PO BOX 9595. Has this changed, or can anyone verify it?edit: I just found another source online (not Experian) that lists Experian's address as P.O. Box 2104, Allen, TX 75013-2104.And yet another that lists it as P.O. Box 2002.And yet a 3rd who reports:"As of January 10, 2005 this is the address I was given by Carol(Experian Customer Service Agent) when I called 1(714)830-7000Experian Information Services 2220 Ritchey Santa Ana, CA 92705 "I have no idea who to believe anymore. Quote Link to post Share on other sites
jimdiamond 19 Posted June 30, 2005 Report Share Posted June 30, 2005 Your message was not delivered to the following recipients:carrie.higginbotham@experian.com: User unknown Quote Link to post Share on other sites
mnorwood 10 Posted July 22, 2005 Report Share Posted July 22, 2005 Two contacts in Experian Consumer Relations Laura Henry at 610-546-4734 Rob Motlasz at 610-546-4716 Quote Link to post Share on other sites
cromwel007 10 Posted October 20, 2005 Report Share Posted October 20, 2005 Here is contact info for the corporate offices of all three CRAs. (By also sending copies of your certifed-mail letters to the execs, the CRAs can't argue that they didn't receive your letters AND if the executives don't ensure your disputes are properly handled then they incur personal liability - I'm still in the process of conferring with attorneys about the exact provisions and damage amounts of such liabilities.)Equifax, Attn: Kent E. Mast, General Counsel, 1550 Peachtree St NE, Atlanta, GA 30309, Phone 404-885-8000, FAX 404-885-8988Experian, Attn: Donald Robert, CEO, 475 Anton Blvd., Costa Mesa, CA 92626, Phone 714-830-7000, FAX 714-830-2449TransUnion, Attn: Harry Gambill, CEO, 555 West Adams ST, Chicago, IL 60661, Phone 312-258-1717, FAX 312-559-5682This information is accurate - and both letters and faxes have been received - as recently as Friday 7 October 2005.Also, I know it's a bit more expensive, but you should a) certify-mail your letters to the execs, and have your dispute letters notarized ($1.00 per letter). It effectively turns your letter into a legal statement that you're telling the truth, and more importantly it tells them you're serious. Quote Link to post Share on other sites
