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Soft Inquiries


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From EQ:

PRM: A promotional inquiry in which your name and address were provided to a person who then gave you a firm offer of credit or insurance, such as a preapproved direct mail credit card offer. These inquiries remain on your file for 12 months.

AM or AR: An Account Monitoring or Account Review inquiry in which one of your creditors performs a periodic review of your account. These inquiries remain on your file for 12 months.

Equifax, ID, ACIS, or UPDATE: Internal inquiries, which indicate Equifax's activity in response to your contact with us, for either a copy of your credit report or a request for research. These inquiries will remain on your file for 24 months.

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