Anisah_H Posted February 11, 2005 Report Share Posted February 11, 2005 I'm trying to fix my credit, and start some positive things on it as well. I wanted to get a secured loan, but my bank has a minimum loan amount of $2,000. Anyone else get a secured loan, or can give me some ideas on where to get one that's not too much?Thanks!Anisah in NJ Link to comment Share on other sites More sharing options...
Tourniquet416 Posted February 11, 2005 Report Share Posted February 11, 2005 maybe you could try a credit union. a lot of churches have their own that might not require that much. Link to comment Share on other sites More sharing options...
edubb007 Posted February 11, 2005 Report Share Posted February 11, 2005 Wells Fargo seems to approve poeple with credit issues! Link to comment Share on other sites More sharing options...
wolfpup Posted February 11, 2005 Report Share Posted February 11, 2005 i went to a local credit union and they did a secured visa for me that was equal to my savings deposit. i asked if it could come back as denied and they told me no, i would get it since it was a shared loan (basically a secured loan). i was really happy with how it worked out! And the interest they are paying on my savings is higher than what my normal bank gives me! Link to comment Share on other sites More sharing options...
edubb007 Posted February 11, 2005 Report Share Posted February 11, 2005 Did you find out if they report to all 3 CRA's? Link to comment Share on other sites More sharing options...
bigdaddyroy Posted February 11, 2005 Report Share Posted February 11, 2005 Wells Fargo is good at helping people with credit issues, however, they will make you make with high interest rates. So, try to get a 12 month no interest type program from them if possible and pay off as soon as possible. Link to comment Share on other sites More sharing options...
wolfpup Posted February 11, 2005 Report Share Posted February 11, 2005 the credit union i went to reports to the big 3 and the minimum amount was $500 - not $2000! Link to comment Share on other sites More sharing options...
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