mzjazzyazz Posted February 16, 2005 Report Share Posted February 16, 2005 For some reason my scores were lower when the lender pulled them last week, but today when I pulled MYFICO, they were higher. I thought that the lender's scores were the most accurate to MYFICO. Check out my signature to see the difference. I hope my fico is right. Because that 584 middle score qualified me for 100% financing...........who hooooooooooooo. Link to comment Share on other sites More sharing options...
Valkyrine Posted February 16, 2005 Report Share Posted February 16, 2005 Congrats!!!! Link to comment Share on other sites More sharing options...
miracle Posted February 16, 2005 Report Share Posted February 16, 2005 Wonderful News! HOORaY! Link to comment Share on other sites More sharing options...
creditscorned Posted February 16, 2005 Report Share Posted February 16, 2005 Hi,100% financing is good! Congratulations!! What type of loan did you qualify for and what type of things did the lender tell you that you would have to pay as far as collections or what else was on your report that they looked at or overlooked?I want to be somewhat informed when I go to the lender. So, your experience would be helpful. I have a few collections that are over 2 years old some will still be on my report for a few years and some soon to fall off. Which do you think I should be concerned with of those over 2 years old?Thanks,Creditscorned Link to comment Share on other sites More sharing options...
Tourniquet416 Posted February 16, 2005 Report Share Posted February 16, 2005 you can get 100% financing with a 584 score?? Link to comment Share on other sites More sharing options...
edubb007 Posted February 16, 2005 Report Share Posted February 16, 2005 EXCELLENT!!!! Link to comment Share on other sites More sharing options...
mzjazzyazz Posted February 16, 2005 Author Report Share Posted February 16, 2005 My LO did not tell me the exacts because I am not pre-approved yet. But I have no unpaid collections. I removed 8 from each of my reports, so there are none on eQ or Tu, just 2 paid collections on eX. I will keep you posted on my status. You can get 100% financing with a middle 580 score. I have read that alot and was told that by more than one LO. Link to comment Share on other sites More sharing options...
gprncss Posted February 16, 2005 Report Share Posted February 16, 2005 My LO did not tell me the exacts because I am not pre-approved yet. But I have no unpaid collections. I removed 8 from each of my reports, so there are none on eQ or Tu, just 2 paid collections on eX. I will keep you posted on my status. You can get 100% financing with a middle 580 score. I have read that alot and was told that by more than one LO.Yes, congrats by all means!! I too had no idea one could get 100% financing with scores in the 500s.I learnt something new today!!! Link to comment Share on other sites More sharing options...
Tourniquet416 Posted February 16, 2005 Report Share Posted February 16, 2005 my score is 589, but i'm listed as "poor." i assume it's because of the collections. Link to comment Share on other sites More sharing options...
bigdaddyroy Posted February 16, 2005 Report Share Posted February 16, 2005 Good Job! Hang in there, pretty soon that Poor Rating will be a thing of the past! Link to comment Share on other sites More sharing options...
mzjazzyazz Posted February 16, 2005 Author Report Share Posted February 16, 2005 It sure will. I have increased my scores quite a bit in the last two months. I used to be "very poor", lol, now Im just "poor". Hang in there. You will be there soon. Link to comment Share on other sites More sharing options...
edubb007 Posted February 16, 2005 Report Share Posted February 16, 2005 You'll get there! We all go through it and now you can take all the things you've learned here from the good people at CIC and help your family and friends! Than you can keep your rating high and trully understand that it's not worth it to max your cards and drop 50points! It's amazing what you learn going through this! Congrats againa dn keep it up! Edubb! Link to comment Share on other sites More sharing options...
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