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need letters


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One letter I need is:

You pulled my credit report once in xx-xx-year then I asked you why and removed it. Now you pulled it again on 2-17-2005 why you do not have permission. I have not asked for a loan. The last time I had a loan with you was in xx-xx-year.

Now you must pay $$$$ for violations (which violations should I write) or see you in court.

Also Bank of america is doing the same thing I have not had an account with them in 5 years and they have pulled it 8 times every two months

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