faith67 Posted February 18, 2005 Report Share Posted February 18, 2005 Just got approved for 2 citi cards! 2400 limits each.I used to have 2 charged off accounts with them so I thought they would deny me. Link to comment Share on other sites More sharing options...
edubb007 Posted February 18, 2005 Report Share Posted February 18, 2005 Congrats! Link to comment Share on other sites More sharing options...
gprncss Posted February 19, 2005 Report Share Posted February 19, 2005 Yes congrats Do U mind sharing your scores, which CRA they checked and if U still have any baddies on your CR when you got arrpoved? Link to comment Share on other sites More sharing options...
faith67 Posted February 20, 2005 Author Report Share Posted February 20, 2005 they pulled TU score is 628 fico 618 fako Link to comment Share on other sites More sharing options...
CleanUp81 Posted February 20, 2005 Report Share Posted February 20, 2005 faith, Which Citi cards did you apply for? Link to comment Share on other sites More sharing options...
faith67 Posted February 20, 2005 Author Report Share Posted February 20, 2005 Drivers edge and AA Link to comment Share on other sites More sharing options...
copperarab Posted February 20, 2005 Report Share Posted February 20, 2005 Hi faithwolf, was this an offer thru the mail or did you go thru the site online?CONGRATULATIONS~~~~ Link to comment Share on other sites More sharing options...
faith67 Posted February 20, 2005 Author Report Share Posted February 20, 2005 I went to their website and applied Link to comment Share on other sites More sharing options...
copperarab Posted February 20, 2005 Report Share Posted February 20, 2005 ~well..I just made the STUPID mistake of applying for one of their cards..an online-instant-approval Platinum card and got the 'We will contact you throught the mail' speel.I have no clue why I even tried. Stupid stupid stupid. I don't have much but some VERY old lates on student loans, and on TU I have nothing, but my cc utilization is high so my scores are low (mid 600's) but worse than all that I DONT NEED ANOTHER CARD!!ARGHHHHHHHHHH!!!!!!!!!!!!!!!!!Yup..still blond AND Polish Link to comment Share on other sites More sharing options...
faith67 Posted February 20, 2005 Author Report Share Posted February 20, 2005 On one of mine I got instant approval the other they sent me a letter telling me I was approved! Think positive Link to comment Share on other sites More sharing options...
copperarab Posted February 20, 2005 Report Share Posted February 20, 2005 ~Well thanks faith for your inspiring words LOL!!!I just checked through PG and found, to my HORROR, that Citi pulled Equifax! This is my worst CRA and scoring!! This is the only CRA that says I have been CURRENTLY 3 months CONSECUTIVELY late on a student loan that was paid off and transferred in 1998!!! It was removed after many months of work for about 5 days...my score jumped to 724.........but then it was put back on. Between that BOGUS TL and my high cc utiledge, there is no way I will be approved.I fear that this tradeline has gotten the best of me..Alas! doomed doomed doomed <shaking head> Link to comment Share on other sites More sharing options...
Champion80 Posted February 25, 2005 Report Share Posted February 25, 2005 Great job faith, my scores are close to yours on TU, did you have any current CO? I have one from last year I havent paid, so I probably wont apply until I get that bad boy off, I know I am so close to being perfect..I cannot wait. Link to comment Share on other sites More sharing options...
faith67 Posted February 25, 2005 Author Report Share Posted February 25, 2005 No I don't have any CO on my reports mine are all to old to report. Good Luck! Link to comment Share on other sites More sharing options...
Champion80 Posted February 25, 2005 Report Share Posted February 25, 2005 Yeah, the reason I asked about those CO's is because when you appy for a card and get denied and have a CO, they tell you their is a deliqent account on file, because my scores are where your at, and now I just got one confirmed deletion on both EQ and TU, I know because I checked my Bofa privacy source, I do not know the new fico for TU but it probably went up at least 10 points. I cant wait to get a get reputable card and I will never look back, then I know I will be ready for 100% borrowing and investing Link to comment Share on other sites More sharing options...
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