natural Posted February 20, 2005 Report Share Posted February 20, 2005 My credit score is 600. No lates in the last 18 months. Debt to income ratio is good. Any suggestions on a loan company? I have lots of collateral. Thanks for your jelp in advance. Link to comment Share on other sites More sharing options...
willingtocope Posted February 20, 2005 Report Share Posted February 20, 2005 Almost always your best bet is a Credit Union...or the bank that you've got your checking account with. Start there... Link to comment Share on other sites More sharing options...
natural Posted February 20, 2005 Author Report Share Posted February 20, 2005 Thanks Willintocope. I searched the forum last night and read some very interesting things about a company named Patelco. I'm kinda confused on how they decide who does and doesn't get a loan. Other than my credit being mediocre, I am self-employed and show very little income on my tax returns. Sometimes I want to scream. Link to comment Share on other sites More sharing options...
willingtocope Posted February 20, 2005 Report Share Posted February 20, 2005 I've heard of Patelco...but I honestly don't know much about them. Maybe someone else will jump int.I, too, am self-employed...well, actually, unemployed...which is why I suggested your bank or a credit union. Usually, if you do your checking through a credit union, they'll give you a small loan just because you do business there. Link to comment Share on other sites More sharing options...
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