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re-age re-open ?


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I have recently come into a small inheiritance, and I have 3 revoling trade lines that I would like to make re-age, re-open requests to.

MBNA and two Bank one cards.

I have been on a "hardship" program for 12 months with each, and never missed a payment. These accounts were closed by grantor 3 years ago.

Would it be advisable to offer 50% cash on the balance if they would re-age, and re-open the account?

My ultimate goal is to clean up my credit mess, and I am curious if this action would accomplish; removing the past negitive on the payment history, improve credit utilization.

Your opinions and advice in this matter would be greatly appreciated.



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