divemedic Posted February 21, 2005 Report Share Posted February 21, 2005 I am waiting for the deletion of a CO reported that has a CO date of EQ 01/05, EX08/04, TU 05/04. It will be deleted this week, per the OC. I am curious what this will bring my scores up by.My current scores:EQ589 EX619 TU(FAKO)625On EQ there are 2 five year old paid collections.Those are my only negatives. My util is 70%. Otherwise, my CR's look good with no lates.No positive reasons given, negs are:Serious delinquency or derogatory indicators/remarks, and public record or collection information is being reported on your credit file This goes away when the CO is deleted The proportion of balances to credit limits (high credit) on your revolving/charge accounts is too high Working on this. Right now, it is 70%.The length of time your accounts have been established is relatively short Longest is 15 years, average 54 months, newest 19 monthsYou have amounts past due showing on your accounts Gone with CO deletionWhat do you think the increase will be? Will that put me in the 700 club?Place your bets. List all three score projections, let's see who can guess closest Link to comment Share on other sites More sharing options...
creditdodger Posted February 22, 2005 Report Share Posted February 22, 2005 EQ: 614EX: 644TU: 650 Link to comment Share on other sites More sharing options...
Valkyrine Posted February 22, 2005 Report Share Posted February 22, 2005 My current scores: EQ589 EX619 TU(FAKO)625 EQ 611EX 669TU 671 Link to comment Share on other sites More sharing options...
divemedic Posted February 24, 2005 Author Report Share Posted February 24, 2005 Well, here goes---According to myfico.com, my scores were: EQ589 EX619 TU 625now: EQ647 EX636 TU 707For a rise of 58 pts on EQ, 17 pts on EX and 82 pts on TU. All from one deletion. It is weird how a single change can affect the 3 reports so differently, isn't it? Link to comment Share on other sites More sharing options...
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