Jump to content

Isn't This Interesting


Recommended Posts

I just received back a hard copy by mail from TransUnion after disputing EVERYTHING on there, and I was able to get one account removed. :clapper:

Three verified with "No Change" and two show "New Information Below".

However, I disputed a LOT more than that.

They make absolutely no mention of those.

What do I do next?

Also, Capital One Bank is saying I owe $1,200 on a card with a $200 limit, of that about $100 was "service charges". Is there a limit to how much they can add to your account?

Can they really try to collect over 10 TIMES the amount actually owed?

BTW, they just verified. :evil:

Link to comment
Share on other sites

I see.

I suppose you could call and simply ask whats the hold up; I would write a letter. There is a letter in "sample letters" that you can alter to fit your situation if you dont want to call. It may be better at this point to write snail mail, CRRR, and remind them of their obligations.

As for Crap1, they will nickel and dime you to death. :evil: I'm not sure if there is a limit, but even if there is, Crap1 probably wouldn't care. I'm sure thats late fees, service charges, financing charges, etc etc etc.

Good luck with them, they're my next big battle.


Link to comment
Share on other sites

"Crap1, they will nickel and dime you to death" you can say that again. The only dealing I ever had with them was back in 1998. I used their VISA card to charge on a trip the first week of May and received a bill the first week of June. Paid the entrie thing on-line that very day, watched the balance and all go to zero on-line.

A few days later I see the balance go to $75. Hum, $25 for late feem $25 for over limit and $25 admin fee??? Hey, I used bad words on the phone and it was zero'd. Closed that one very quick.

You might as well ignore them, they will not go away -- no matter what!

Link to comment
Share on other sites

This topic is now closed to further replies.

  • Create New...

Important Information

We have placed cookies on your device to help make this website better. You can adjust your cookie settings, otherwise we'll assume you're okay to continue.. For more information, please see our Privacy Policy and Terms of Use.