dekhbhaal Posted February 22, 2005 Report Share Posted February 22, 2005 Hi everyone. Today's question will be a bit different. How things work in case of a person(Foreigner coming to USA on student visa for studies) who came to USA for study, during study applied for a credit card from discover based on his part-time job, and got a credit card. Then this guy throughout paid regular payments on time and without any delays. Credit history was perfect. This person applied for U.S Permanent Residence through one lawyer. Lawyer offered him a job sponsor which will petition his residency application. But, later they found that lawyer is a crook, and Immigration officials caught him. This person now has no choice. He is asked by immigration personnel to leave USA in good status and willfully withdraw from permanent residency application. He does so acting upon their advice. Now this guy has to leave USA. He loses his job and all in vain has to leave USA poorly. This guy never returns to USA.Question) What happens to his pending credit card payments? What does credit card companies do in such case? They keep sending letters to him but he's not there anymore. What happens now? He can't make payments anymore and is leading a hand-to-mouth life back home. Thanks ... experts opinion required. Help ! Link to comment Share on other sites More sharing options...
DocPC Posted February 22, 2005 Report Share Posted February 22, 2005 You need only post this in one forum.Posting multiple times creates confusion. Link to comment Share on other sites More sharing options...
anti-something Posted February 22, 2005 Report Share Posted February 22, 2005 letsee, they will keep sending bills, once they figure out he isnt around anymore they will skip trace, once they skip trace and find out where he is they will sue.now, if they cant find him.. well then i guess this guy has nothing to worry about, provided he doesnt come back to the USA. Link to comment Share on other sites More sharing options...
dekhbhaal Posted February 23, 2005 Author Report Share Posted February 23, 2005 This guy isn't going to come back to USA in the next 5 or so years. Why would he come back. He finished studies and went back to keep his USA stay legal and in good status. He was asked by immigration officials to leave in good status. So this guy had no other option. Now how does he get help? or credit relief from the credit card company or something? He cannot pay them as he don't lives in USA anymore and he's also not USA citizen or permanent resident. He was only here for studies. Thanks Link to comment Share on other sites More sharing options...
anti-something Posted February 23, 2005 Report Share Posted February 23, 2005 Err.. how about doing a bankruptcy? if there is no income, and debt, he may be able to do that.otherwise just talk to the company he owes and see if they have any options for him. Link to comment Share on other sites More sharing options...
codename_fortyseven Posted February 23, 2005 Report Share Posted February 23, 2005 Why do a bankruptcy or even worry about it? That is like me owing money to some dude in France. Link to comment Share on other sites More sharing options...
anti-something Posted February 23, 2005 Report Share Posted February 23, 2005 ah, you know, some people are funny about paying back debts Link to comment Share on other sites More sharing options...
ghacorp Posted February 23, 2005 Report Share Posted February 23, 2005 Probably nothing will happen. It isn't worth the bother going after a non US citizen abroad unless a large debt and significant assets. However, if the individual returns several years later and is skip-traced the creditor can pursue recovery options. The SOL would be stayed for the period of time the debtor was unreachable though this may not apply in all cases. Link to comment Share on other sites More sharing options...
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