sweeper Posted February 27, 2005 Report Posted February 27, 2005 My TU has a Amex Charge-off with DOLA 9/98, and EX list same acct with DOLA 2/2003, acct date opened 8/87. My TU entry should roll off this year (7yrs) unless charge off are longer..I have been reluctant to trying to get this fixed as I get various results, about 3yrs ago, it entirely dropped out of my EQ CR, with a 'not mine' dispute, but was updated in EX. I have proof, as well as old records to show DOLA 9/98, but do I go after AMEX or the CRA first, and how...I sent a DV to the CA dealing with it, but they are not reporting at all to the CRA.
Corrine Posted February 27, 2005 Report Posted February 27, 2005 Unless my math is wrong, the AMEX account won't reach the seven year limit until this September. If you can't get it off by then using other means it should come off then, although you might need to dispute it in September as being time barred for reporting. Just keep your records showing the DOLA as 9/98 so the dispute will go quickly.
retmar Posted February 27, 2005 Report Posted February 27, 2005 Read your other thread on this matter.If you would, don't create new threads that pertain to a previous one. Try and keep it all together. It does make it easier. Thanks!
sweeper Posted February 27, 2005 Author Report Posted February 27, 2005 Read your other thread on this matter.If you would, don't create new threads that pertain to a previous one. Try and keep it all together. It does make it easier. Thanks!just trying to get some good advice from someone out there with a lot of experience in this area..I tried to get this corrected before and it came back 'frivolous' ..perhaps I try to bump the original thread and keep reading to see what the best course is...sorry for being a newbie around here
retmar Posted February 28, 2005 Report Posted February 28, 2005 Don't ever be sorry for being a newbie. What happens when someone creates new threads pertaining to the same question, just causes confusion as no one knows exactly which one to respond to without reading all of them to find if someone else has already responded.Do not worry, no one is yelling, just letting you know. Besides, if no one mentions, how will you know?
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