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Response to debt validation shows zero due...


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I have a CA after my sis for $360 dollars. after DVing them, they sent a letter which has

Amount Due: $0

Interest Due: $0

Coll Cost: $0

Legal Fees: $0

Total Due $0

But in the msg text, they state they "need to proceed with steps to secure this debt" and added a $40 fee for a stop payment on a check that was placed before I figured out my sis hadn't DV'd

Can I use this letter showing $0 due against them?

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