Jump to content

Duplicate TL... one better than the other!

Recommended Posts

DH has a student loan reported twice on two credit reports- not reported at all on EX...


High Credit: $2,625, $2,625

Date Opened: 09/1997, 09/1997

Date Reported: 12/2004, 11/2002

Pays 61-90 Days, Pays as agreed

Transferred/Sold, Transferred/Sold

Both have the exact same payment history chart.(Despite the pays as agreed/ 61-90 days late discrepancy.)


High Balance: $2,625, $4,000

Date Opened: 09/1997 , 09/1997

Date Updated: 01/2002, 01/2002

Pays as Agreed, Pays as Agreed

Max. Delinquency:120+ days in 11/1999 for $136,120+ days in 11/1999 for $224

Again, both have the exact same payment history chart.

So here are my questions. :roll:

Re: EQ- Obviously a duplicate... since they have the same payment history- does it matter which one I get deleted? Should I then dispute as never late as well?

Re: TU- I'm pretty sure they're duplicates... DH only had one loan. Which one would be the better of the two to get rid of? (Assuming I can convince TU... I have NO documentation of either of these... they're from DH's bachelor days!)

As always... any insight is greatly appreciated!!!

Link to comment
Share on other sites

This topic is now closed to further replies.

  • Create New...

Important Information

We have placed cookies on your device to help make this website better. You can adjust your cookie settings, otherwise we'll assume you're okay to continue.. For more information, please see our Privacy Policy and Terms of Use.