mom23 Posted March 2, 2005 Report Posted March 2, 2005 On my husbands exp. report it only lists one TL on the entire thing.The only thing it lists is a CO from a CC company. it is listed as closed, but also listed as a CO with ballance of 1249. Date open 9/2000Is also listed as collection account.My question is this..would it benifit him to try to get it removed? His Fako on Exp. atm is 601.They have none of his good accounts listed on this report, as our bank and credit union only report to the 2 other CRA's.would getting this removed and having nothing on that report make a bad change in score or a good change?Should we just leave it alone and try to get something from someone who reports to EXP?
divemedic Posted March 2, 2005 Report Posted March 2, 2005 Get it deleted. At that point, he would have NO score. Then, apply for a CC that pulls one of the other reports (as long as they are OK), but reports to all 3. That should fix that.
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