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here's a good question


payinbills
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I'm cleaning up my wifes CR as well as mine.

We've been married for going on 3 years. She still hasn't legally changed her name. Just haven't gotten around to it.

If we get her name legally changed, get the new name on the credit report, will that make a big difference in helping with disuptes and what not?

What do you recommend?

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It may or may not, they usually key off your SSN. If changing your wife's last name to yours makes it a common name for example: Mary Wosinkski to Mary Smith, then she could have more ID theft problems and problems with the credit bureaus mixing her files with others just due to many people having the same name.

Something to consider.

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