edubb007 Posted March 3, 2005 Report Share Posted March 3, 2005 What are the rules again. HHLD reinserted a stupid account from forever ago with no notification. What is the FCRA rule on that again? I love burrying these guys! Link to comment Share on other sites More sharing options...
Thomas1096 Posted March 3, 2005 Report Share Posted March 3, 2005 Hey.. I don't know what they are, but they are(rma) trying to put one that was deleted back on my report.SO I'm bumping to find out... Link to comment Share on other sites More sharing options...
edubb007 Posted March 3, 2005 Author Report Share Posted March 3, 2005 What CRA? Link to comment Share on other sites More sharing options...
Thomas1096 Posted March 3, 2005 Report Share Posted March 3, 2005 It's RMA. Risk management. They received a DV letter from me yesterday. Still pulled my report though with EQ, WHICH I'll call today.It's strange that NCO did the same thing 2 times and they are the ones that had this account before and deleted it. Link to comment Share on other sites More sharing options...
edubb007 Posted March 3, 2005 Author Report Share Posted March 3, 2005 NCO is a tough one! Which CRA is credit reporting agency. That is something that matters to get it removed quickly. I always have had EQ remove reinertions pretty quick! Link to comment Share on other sites More sharing options...
Thomas1096 Posted March 3, 2005 Report Share Posted March 3, 2005 That's good to know. I'm keeping Deletion letter from NCO. I also faxed it over to the NEW collection agency --- RMA.I believe the SOL has passed for my state.I was told that it was legal for them to pull a hard inq if they believe that it is my account. Does that sound right?Anyway, I'm calling EQ today... 8:00 sharp.I'm waiting on responses to this thread, I know I'll be fighting it soon. Link to comment Share on other sites More sharing options...
edubb007 Posted March 3, 2005 Author Report Share Posted March 3, 2005 The FCRA section 611(5)B will cover it the reinsertion!http://www.creditinfocenter.com/legal/FCRA.shtml#611Scroll down to the 5th paragraph.... Link to comment Share on other sites More sharing options...
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