efish Posted March 4, 2005 Report Share Posted March 4, 2005 Anybody ever use these guys, if so, how was your experience?? Link to comment Share on other sites More sharing options...
pford Posted March 8, 2005 Report Share Posted March 8, 2005 Anybody ever use these guys, if so, how was your experience??Yup, just finalized my mortgage today with Quicken Loans.My loan officer was wonderful and I just loved him!! Then I was passed on to the loan specialist who was fine. She was thorough and all my paperwork was then passed to the underwriters, but all further communication was with my loan specialist.I had a collection account on my credit report that popped up when I started applying for the loan and Quicken requires you PAY OFF any bad accounts. They would NOT give me a mortgage unless I paid it off...period!! I told them I would go through the proper channels to verify the debt with letters via registered mail. I told them I didn't think it was mine and they didn't care..."Just wire them the money and we'll give you the mortgage." I couldn't do it. I just couldn't wire money to a scumbag collection agency without knowing what is was and if the CA had the right to collect it. So, I ended up taking me off the mortgage and just having it in my husband's name.That is their rules and you won't get around it if you have any collections on your report.All in all, I would go back to them. They gave us a great interest rate and if my credit hadn't had that collection on it, the whole process would have taken about 2 weeks or less. Link to comment Share on other sites More sharing options...
efish Posted March 8, 2005 Author Report Share Posted March 8, 2005 Thanks! I am glad to hear it. I have an old collection that I can't get rid of so the loan will have to go soloin my husband's name. No biggee, its only a year away and then I can add my name. YOu can do the same. They told me that they also do no cost re-fi's for their current customers. They gave me the best rate, so I am seriously considering going with them, plus the guy I talked with was super nice and extremely knowledgeable and answered all my "Dumb" questions". Thanks for your experience. Link to comment Share on other sites More sharing options...
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