workinninetofive Posted March 5, 2005 Report Share Posted March 5, 2005 Since when is a letter FROM the company stating no such acct, not enough?? TU has sent me a ltr stating they won't accept the documentation. It's in plain english that it's not mine. I'm madder than hell right now. Link to comment Share on other sites More sharing options...
wert Posted March 5, 2005 Report Share Posted March 5, 2005 A lot of times the CRA won't accept letters like that unless they are SIGNED by a person from the creditor. A lot of those letters are sent out from a computer and not a 'person generated letter'.In your case, was the letter signed??If it was, then send it back again. Some knucklehead at the CRA is just screwing around... Link to comment Share on other sites More sharing options...
DocDon Posted March 5, 2005 Report Share Posted March 5, 2005 TU is consistantly verifying info that doesn't exist? Even the OC states the info doesn't exist?Speak to an attorney. Link to comment Share on other sites More sharing options...
creditlaw Posted March 6, 2005 Report Share Posted March 6, 2005 soon i'll be organizing data for a suit against some or one of the afore mentioned companies Link to comment Share on other sites More sharing options...
HeartRN Posted March 6, 2005 Report Share Posted March 6, 2005 soon i'll be organizing data for a suit against some or one of the afore mentioned companiesSoon??? What are you waiting for?? Git-R-Done!!! Link to comment Share on other sites More sharing options...
workinninetofive Posted March 6, 2005 Author Report Share Posted March 6, 2005 It's from Progressive. I switched to another insurance co. and I do not owe them money. They listed $163 on my report as collection. When I wrote them a letter asking them about it (two actually). It says:Documents are enclosedNo claim or policy foundYou may have submitted the enclosed documents to Progressive in error. We have not located either a claim or insurance policy for the person listed in the documents. Therefore, we are returning the information to you.If this person was involved in an accident and believes a Progressive company may be responsible for coverage of damages, the claim must be reported yada, yada, yada.Enclosures.No signature. Link to comment Share on other sites More sharing options...
DocDon Posted March 6, 2005 Report Share Posted March 6, 2005 Did you dispute this with TU and it came back verified? If you did not, your issue is with Progressive.I would suggest sending a copy (blacking out other data) of the credit report that shows their entry, a copy of the letter stating you have no account, and demand they remove the information, or you will be settling the matter in court.That should get their attention. Link to comment Share on other sites More sharing options...
workinninetofive Posted March 6, 2005 Author Report Share Posted March 6, 2005 Don, I sent them 2 letters (Progressive). After they sent me this letter back, I submitted it to TU as proof. I recieved a letter back stating that they could not use the information that I had sumitted. But, they would contact the creditor and get back with me. The results are due back this week. But, I have disputed it a couple of times and it just keeps getting verified.Sorry for the typos today.. I must be tired lol Link to comment Share on other sites More sharing options...
DocDon Posted March 6, 2005 Report Share Posted March 6, 2005 There is a point where you exhaust all possible avenues and are left with little choice but to file a lawsuit. Link to comment Share on other sites More sharing options...
workinninetofive Posted March 6, 2005 Author Report Share Posted March 6, 2005 There is a point where you exhaust all possible avenues and are left with little choice but to file a lawsuit.Doc-do you think I would get anywhere with a Procedural or will TU just blow me off? Link to comment Share on other sites More sharing options...
DocDon Posted March 6, 2005 Report Share Posted March 6, 2005 TU only understands an outright lawsuit. If you threaten them, you will end up in their Special Handling Dept. (the same place you end up when you sue), so it's best not to threaten the CRA's, but file an outright suit.If you want to go the ITS route, I suggest sending the method I wrote earlier to the CEO's office at Progressive. Link to comment Share on other sites More sharing options...
workinninetofive Posted March 7, 2005 Author Report Share Posted March 7, 2005 TU only understands an outright lawsuit. If you threaten them, you will end up in their Special Handling Dept. (the same place you end up when you sue), so it's best not to threaten the CRA's, but file an outright suit.If you want to go the ITS route, I suggest sending the method I wrote earlier to the CEO's office at Progressive.Will do. Thanks for your help. Link to comment Share on other sites More sharing options...
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