ZphisticatedLady Posted March 5, 2005 Report Share Posted March 5, 2005 I'm in the last stages of repairing my credit, but I have 2 NASTY CA's that I've been holding off until the end to fight. (These accounts are on my Equifax Report)1) NCO - They appeared on my credit report due to a Sprint PCS bill that I never paid back in 2002. The amount due is $550. I can pay it with no problem, but I want to make sure it will be deleted and I've read on here how hard it is to get them to remove anything, so what do I do?2) RMAPUR JAX JAXPUR - I don't know how they got to be a collector. They are appearing on my credit report as a OPEN ACCOUNT & a COLLECTION account. (see below). I don't know who the original creditor is and whoever they are, the account has got to be over 7 years old.PLEASE HELP! ---Do I DV both of them? Do the 1-2 Punch?RMAPUR JAX JAXPUR (Individual)2675 BRECKINRIDGE BLVD.OFFICE SERVICES (CR)DULUTH, GA 30096(800) 552-780 Account Number Not on Record Account Type Open Account Credit Limit (High Credit) $1,253 Minimum Monthly Payment (Terms) $0Date Opened Not on Record Date of Last Activity December, 1997 Description Customer unable to locate consumerCollection accountLast Report on October, Balance: $1,253Current status: 120+ days past due Past Due Amount:$1,253Recent Payment HistorySeven Year Payment History 30 days late: 060 days late: 090+ days late: Link to comment Share on other sites More sharing options...
DocDon Posted March 5, 2005 Report Share Posted March 5, 2005 Re: NCO - work with Sprint directly. Keep writing Sprint until you find someone who agrees to recall the NCO collection and accept payment from you. Request they delete have NCO delete entry.That other jumbled garble is RMA (Risk Management Alternatives). You need to check your state SOL first - the account is showing December 1997. Link to comment Share on other sites More sharing options...
devil21 Posted March 6, 2005 Report Share Posted March 6, 2005 NCO is actually one of the easiest to get removed. Send them a DV and include a nice little reference to the FTC investigation and inquiring if your account might have been re-aged. Works like a charm. Link to comment Share on other sites More sharing options...
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